Whenever you go in to a financial institution for getting a credit facility, let’s say a loan or an overdraft, what were the deciding factors for the institution? Your repayment capacity, age, assets in your possession? Among these factors, there is one most important thing that they look at; your credit score. In this article, [...]

For many of us a mortgage represents the biggest and most important debt or the liability while the home represents our most significant and largest asset. Isn’t that funny? It sounds like the two sides of the same coin. Even though this is the case, most of the consumers lack the ability to effectively manage [...]